As the current recession we are experiencing continues, people continue to find ways to cut down on their cost of living expenses. This, of course, includes the cost of insuring our vehicles. The good news is, as drivers become more and more aware of the rates they are paying for coverage, the insurance companies are becoming more and more aware that they need to Read the rest of this entry »
Posts Tagged Insurance Company
Can you please list any car insurance discounts that I can take advantage of to lower my insurance premium.
Louise
Amarillo Texas
There are many types of discount automobile insurance available drivers like you.
Do not forget to ask for these discounts when you set up your new car insurance policy or when you get your car insurance quotes.
Some common discounts you might be eligible for are:
Defensive Driving Class- Those who recently taken or attended the defensive driving class are given discounts by insurers. This discount may only be available in some states.
Safety features- Most insurance companies offer discount automobile insurance for those who have safety features and anti theft devices installed in their vehicle
Multi-line discounts- Insurers offer discounts if you purchase several insurances with them besides car insurance. You can purchase, for instance, car insurance and renters or homeowners with the same insurance company
EFT or Full Payment- You can save on your auto insurance if you pay in full or EFT
Good Student Discount- If you are a student with a grade point average of B or higher, you can get discount as well.
Multi-vehicle discount- You can get car insurance discount if you insure more than one car with the same insurance company.
What does antique car means to an insurance company?
Ted
Amarillo, Tx.
Great Question,
It is difficult to define what antique means when dealing with insurance companies, and that is why it’s a little difficult purchasing antique truck and car insurance. You have to make sure you have the auto insurance to meet your needs, although there are many companies that offer this insurance, you will have to put a bit of work into finding antique truck and car insurance that is right for you
There are two types of insurance you can find with antique automobile insurance companies and also classic collector auto insurance. The difference in the two of these is that most antique truck and car insurance doesn’t allow the car or truck to be used for normal chores. Collector’s auto insurance does, but only if you have a regular second daily car to drive and you can’t use your collector car to go to or from work or to school.
What are the laws for a DUI in Texas?
Bryan
Pampa, TX.
Bryan,
Laws regarding DUIs and car insurance coverage vary by state. Most states require DUI offenders to get a form called an SR-22 from their auto insurers, so you can’t hide. This form proves to the DMV that you carry liability insurance and removes your license suspension. An SR-22 also requires your insurance company to notify the DMV if it cancels your auto insurance for any reason. You’ll likely have to file proof of insurance for three – sometimes five – years with your state’s DMV.
Great Question.